Top Finance Apps for Planning Your Budget in Christmas
Christmas is around the corner and it is the time for decorating Christmas trees, purchasing gifts for your loved ones, decorating your home with lights and trinkets, and a lot more. Despite the fact that you are in the mood for celebrations, you cannot ignore the fact that you have a budget to maintain and various other expenses as well. If all the money that you have saved in your account is spent only for Christmas and the Christmas decorations, you are going to be in a lot of trouble because you have to pay for all the other regular expenses as well. Going wrong is extremely easy and in order to ensure that you are not spending more than what you are earning, it is crucial that you handover your finance to someone who can take proper care of it. According to www.bankrate.com, people between 18 to 34 years of age have one budgeting application on their devices.
In order to manage your expenses properly during Christmas, you can consider the following finance apps that have been mentioned below.
Clarity money is one of the best personal finance applications, which is going to help you to manage the budget and save your money with the help of numerous methods. Users are known to link their card accounts and bank accounts to this application for a proper analysis of the spending behavior that they have.
The application helps in identifying various opportunities so that you can save a lot of money, for example, the coupons and discounts for the bills, and pointing out numerous subscriptions that you might not use. It also helps in building a proper budget and tracking the spending habits that you have. Users also have the option of setting a proper savings goal. If you have a separate savings account, the application will help in setting a particular amount for depositing it into the savings account directly from the bank accounts that you have.
Fudget is available for both the iOS and Android devices and it is one of the best finance apps that are known for the simplicity that it possesses. Users can easily use this application without facing any inconvenience. One button will let you add your income while another button is going to help you to add the monthly expenses that you have. All of these can be reordered on a timeline, which is responsible for displaying the balance right at the bottom.
When you swipe each entry, you can either make it recurring or you have the option of deleting it. And that is it. You will not have extra folders, saving categories, graphs, photos, or any other complex things. It is one of the easiest finance applications. You can also opt for the in-app purchases for changing the theme or getting the built-in calculator, and if you are interested in removing advertising.
Spendee is known to feature a brightly colored and user-friendly interface, which also comes with the best budget tracking tools, irrespective of the fact whether you are a subscriber or a free user. Users have the opportunity of categorizing expenses, which is complete with numerous photos and receipts. You will be able to view the expenses in the form of a feed. It also consists of the Overview Mode, which is known to offer useful infographics about the spending time as well as the breakdown of the categories and items on which you are spending money.
The application also has a budget creation tool, which will help you to create a proper budget. The premium users are known to get a lot of love as they have the option of synchronizing their bank accounts in order to track the expense automatically, and they can also get benefits like multiple budget, cross-device synchronization, and wallets that are shareable.
You Need a Budget
YNAB is nothing less than your companion. This finance application helps in keeping the personal budget under control. With the help of this application you can refer quickly to all the accounts, budget the categories, enter transactions that are new, and modify budget categories. This application can be synchronized with the other devices, which helps you to keep the budget updated on your iOS and Android devices. It is also known to contain an educational tool, which is responsible for helping the users to build a proper budget habit as well as financial discipline.
If you are looking for budgeting tools that are more focused, you should definitely go for this debt manager. It helps in keeping track of the total money that you owe to people from whom you have taken loans and vice versa. Users have the option of setting up periodic or partial payments, creating non-monetary loans with the pictures of a particular item, recurring debts, setting pay off dates and a lot more. The application can be synchronized between various devices and platforms and you will also be able to view the history of the debts that have been settled by you in the past. If you are in debt, you can choose reputed debt consolidation companies for consolidating your debts.
Mint is not only responsible for helping in tracking the income but it also helps in keeping a track of the financial condition that you are in. Apart from allowing a proper budget management as well as expense logging, you will also get the option of synchronizing your card and bank details, for updating as well as securing your financial state. It is one of the best budgeting apps currently that is available for both Android and iOS devices.
Expensify has been helping numerous people to track their expense reports. Apart from manually tracking all the expenses, you will also have the option of importing purchase information from the credit card in order to get valid receipts. One of the best features of this finance application is the smart scan, which permits the users to take the picture of a particular receipt and get it read by a computer in order to generate the expense automatically.
Spending money irresponsibly is not at all an option, no matter what the occasion is. This is why you can consider the finance apps that have been mentioned above and track all your expenses, not only during Christmas but also throughout the entire year.